Advertorial

A smart check before the next renewal notice

Many Australians May Be Paying More Than Necessary For Car Insurance

Car insurance prices can shift by state, vehicle, driving record, cover level, and provider. A quick comparison may help you see which options could be available for your situation.

Takes about 2 minutes. No obligation. Savings are not guaranteed.

Australian driver in a modern white car
Prices may vary by state or territory, driver profile, vehicle, cover, claims history, provider, and eligibility.

Why comparison can matter

Your current premium may not be the only price available

Car insurance comparison concept with a model car and calculator

Australian car insurance pricing can move over time. Insurers may adjust how they assess risk, while repair costs, claims trends, location, and other factors can also affect what you are quoted.

Staying with the same provider can be convenient, but it does not always mean you are seeing the most suitable current option. A move, another vehicle, a changed commute, or a new driver in the household may all influence the prices and cover choices available to you.

Prices changePricing can differ from one renewal period to the next.
Life changes matterYour suburb, vehicle, usage, and household can influence pricing.
Providers view risk differentlyThe same driver profile may receive different options from different providers.
Many drivers compare infrequentlyReviewing options periodically may reveal a better fit for your current needs.

How it works

A straightforward way to review available options

Provide a few basic details, review any options made available by participating providers or partners, and decide whether you want to continue.

Insurance representative explaining vehicle options with model cars
1

Share basic details

Add your vehicle and driver details, including postcode and current insurance status.

2

Review available options

Review options that participating providers or partners may make available.

3

Compare carefully

Compare price, coverage, limits, deductibles, exclusions, and provider terms.

4

Choose your next step

Continue only if an option suits your needs. There is no obligation to switch.

Potential annual savings $1,000 for some drivers, after comparing options

Results vary

Some Australian drivers may uncover meaningful savings

Some Australian drivers may find savings of up to $1,000 per year after comparing options, but results vary.

Actual savings depend on state or territory, driver profile, vehicle, cover level, claims history, insurer, eligibility, and other factors. Not everyone will save. Savings are not guaranteed.

Driver reviewing a vehicle at a dealership

Reasons to review

Comparison can provide useful context, even if you decide to stay

A quick review can help you understand current pricing and coverage choices without requiring you to change providers.

Compare options quickly

Start with a short form instead of contacting providers one at a time.

Review possible lower premiums

See whether a participating provider may offer a different price for your profile.

Check coverage choices

Consider the coverage, limits, deductibles, and terms included with each option.

No obligation to switch

You decide whether any available option is appropriate for your needs.

Helpful near renewal

A renewal notice is a practical reminder to review your current policy.

Useful after an increase

If your premium changed, comparing may provide useful pricing context.

Driver sitting beside his vehicle

Who this may help

A review may be timely when your circumstances change

There is no single schedule that suits every driver, but certain moments can make a comparison especially relevant.

Drivers whose premiums recently increased
People who have not compared in 12 months or more
Drivers who recently moved
People who bought a new or used vehicle
Families with multiple vehicles
Drivers approaching renewal
Family reviewing a vehicle with a dealership representative

Quick comparison

See what options may be available to you

Complete the form to request information about car insurance options from RoadMate and/or participating third-party partners.

Takes about 2 minutes
No obligation to switch
Coverage and savings are not guaranteed

Tell us about your vehicle

Fields marked with * are required.

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Frequently asked questions

What to know before comparing

No. RoadMate is an independent informational and advertorial website. It is not an insurance company or broker. RoadMate may connect users with third-party insurance providers, brokers, quote platforms, or other partners.

No. Savings are not guaranteed and not everyone will save. Actual results depend on state or territory, suburb, driving history, vehicle, cover, insurer, eligibility, and other factors.

The initial form takes about two minutes for many users. Additional time may be needed to discuss details with a third-party provider or partner and review policy terms.

No. Comparing does not require you to switch. Whether you continue with any provider is your decision.

Prices may vary based on state or territory, postcode, vehicle, usage, driving and claims history, cover choices, discounts, insurer criteria, and other rating factors that may apply.

Yes. Many drivers compare while currently insured, particularly before renewal or after a premium change. Review any cancellation terms before changing an existing policy.

Availability varies by state or territory and by participating provider or partner. Some products, providers, or comparison services may not be available in every location.

See If You Could Be Paying Less For Car Insurance

A short comparison may help you review available options. Results vary, and savings are not guaranteed.

Start Quick Comparison
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